NewAZHomeBuilds.com + Clifford Wong · West USA Realty
Questions? 602-300-7153
Builder Rate Offers · Updated August 28, 2026

New-build rates as low as 4.99% right now.

See all offers →

Builders are buying rates down well below resale financing. Here is the lowest current offer from each builder advertising one, with the fine print called out.

2.99%
Temporary buydown
Brookfield Residential
Not stated. The Arizona tile is a state-level link with no community named anywhere in the email.
2.99% on the AZ tile / 3.99% in the national headline - CONFLICTING
Not stated. 'Available on select quick move-in homesites only.'
Do not quote 2.99% or 3.99% to a buyer until Brookfield confirms which applies to AZ and whether it is fixed or a buydown. Longest contract window on the board (thru 10/15).
3.625%
Adjustable (ARM)
Ashton Woods
Select Ashton Woods Phoenix-area communities (none named in the email)
3.625% / 4.41% APR
Up to 100% of non-recurring closing costs paid, max $10,000, on select inventory / quick mov…
Rate expires 10/26/26 or earlier when the pool of funds is depleted. HARD CAP: "available for the next two home sales only at community" - first come, first serve. Primary residence only. Max loan amount and LTV restrictions apply but are not published. Not combinable with other incentives.
3.875%
Adjustable (ARM)
Century Communities
Overlook at Palomino Ranch, Maricopa AZ 85139 (model 11929 W. Mesa Court). Grand opening Sat 9/12/26, 11am-2pm.
3.875% / 4.511% APR
$1,000 earnest money deposit assistance on select homes. Closing costs NOT included in the 1…
No rate lock date given. Email warns 'Interest rates may not be available at time of loan commitment or closing.' Price conflict inside the email: headline 'mid $300s' vs bullet list 'mid $350s'. Up to 4 bed / 2,422 sqft.
4.99%
30-yr fixed
William Ryan Homes
Not stated - "based on community of interest"
4.99% / 5.402% APR
"Flex cash" incentive tied to using the builder lender - dollar amount not stated
Rate appears only in the legal disclaimer, not in the marketing copy. Body of the email is an incentive-wheel image that does not render as text.

Read the label. A 30-yr fixed rate holds for the life of the loan. A temporary buydown starts low and steps up after the first year or two. An ARM can adjust upward once the fixed period ends. Every builder rate requires that builder's preferred lender, and offers are tied to contract and rate-lock deadlines. Rates and terms come from builder marketing and change often, verify before relying on them.

Rate alerts

I check all 38 builders every Monday. You get what changed.

These windows are short. New offers appear and expire every week. I read the fine print on every one, so you find out which rates are actually fixed and which are a teaser that steps up in year three.

38
Builders checked
4
Publishing a rate
2
Genuinely fixed

One email a week. New offers, expired offers, and anything closing in the next 10 days. No listing blasts, no drip sequence. Unsubscribe any time.

Done. You are on the Monday list. The first one lands this coming Monday.

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Clifford Wong
Your Buyer's Agent

Clifford Wong

I built this site because buying new construction without independent representation is one of the most common, and expensive, mistakes Phoenix buyers make. The builder's sales team is good at their job. That job is selling you their home at the highest price possible.

I work exclusively for buyers. I don't take referral fees or paid placement from builders. My brokerage earns a standard buyer-agent commission from the seller when I represent you, same as on a resale. It costs you nothing out of pocket and changes everything about how the transaction goes.

West USA Realty · AZ License #SA699206000 · cliffordsellsaz.com

Working with a builder's sales rep is free, but it's not neutral.
Their job is to sell you their homes. Mine is to help you find the right one.

Talk to Clifford Wong, No Cost to You